How To Get Financially Ready for Divorce

Start by making a list of all your assets and liabilities, e.g. the family home, bank accounts, investments, credit cards, and loans. Collect up-to-date valuations where possible, and keep copies to show your solicitor.

It is also a good idea to prepare a list of your monthly outgoings. Knowing what you need to cover your household expenses each month gives you, and later your solicitor or mediator, a realistic picture of your financial needs. This task can feel overwhelming, but getting it done early saves stress and unnecessary costs later.

💡 Shortcut: If you are unsure where to start or feel daunted by the Form E financial disclosure process, my Form E eBook Bundle will guide you step by step through pulling together the exact information you will need. It is designed to save you time, money, and stress.

2. Seek Professional Advice

It is very common for people facing divorce to feel insecure about money. I often hear questions such as: Can I afford to get a divorce? How much will it cost? What will I get in a financial settlement?

The right professional support can make all the difference:

• Divorce Coach/Consultant – A coach can guide you personally and practically, helping you plan your next steps while supporting your emotional wellbeing.
• Financial Advisor – They can help you review your financial position, prepare schedules, and plan for your financial future beyond divorce.
• Family Law Solicitor – A solicitor will advise on your legal rights, explain settlement options, and represent your interests. The more organised you are with your financial paperwork, the more cost-effective your solicitor’s time will be.

Again, being well-prepared before these conversations, with tools such as the Form E eBook bundle, will reduce stress, keep costs down, and help professionals give you clearer advice.

3. Arrange Access to Funds

Once you are living apart from your spouse, you will need to ensure you have access to money for both your living expenses and professional fees. Depending on your circumstances, this may come from savings, interim support from your spouse, or other options such as family loans or bank credit.

Securing funds early allows you to get the proper advice and avoid delays. Remember: doing things the “cheap and cheerful” way can often be a false economy as mistakes or missing information can cost you more financially and emotionally in the long run.

Why Take These Steps?

Following these 3 tips will help you:

• Understand your current financial position
• Secure funds to access the right professional advice
• Prepare for your financial needs post-divorce

Getting financially organised is not just about paperwork; it is about giving yourself clarity and confidence during a very uncertain time.

Extra Support: The Form E eBook Bundle

If you are ready to take control but do not know where to start, my Form E eBook Bundle is designed to make the process easier. It walks you through gathering your financial information for disclosure, breaking it down into manageable steps so you do not feel overwhelmed.

✅ Save time pulling everything together
✅ Cut down solicitor and mediator costs
✅ Reduce stress by knowing exactly what is needed

Think of it as your practical guide to financial preparation for divorce.

You can find it, along with my other resources, on my website:

• First Steps if Considering Separation
• Preparing for Divorce
• Form E eBook Bundle – Financial Disclosure Made Easier

Take control where you can — it will make the whole process smoother and less daunting.

For more information about issues before divorce, click here: Before Divorce

©Rhiannon Ford 2010-2025 All rights reserved

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To find out the different ways I could help you with your divorce or separation, please click here: Rhiannon’s Services.

And click here to check out my resources and products available from my website: All Products.

Why I became a divorce consultant.